Posted on May 6, 2020
by Lara Bertrand in Blog
Those who own homes might regularly receive mail advertising something called a home warranty. Many people end up tossing these leaflets away because they think this is just another form of home insurance, which many people get through their mortgage…
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Posted on April 28, 2020
by Lara Bertrand in Blog
Those who are involved in the real estate industry likely know that mortgage rates are at an all-time low. At the same time, nobody wants to pay more for a house than they have to. Some of the most important…
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Posted on April 24, 2020
by Lara Bertrand in Blog
There are lots of people out there who are searching for options for mortgage relief. A quick search will reveal options for programs such as FMERR and HARP; however, many of the articles regarding these programs are a bit outdated.…
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Posted on April 22, 2020
by Lara Bertrand in Blog
Individuals who own their homes with a considerable amount of equity should consider looking into proprietary jumbo reverse mortgages. These can be helpful tools that may allow seniors to either pay down an existing mortgage or fund their retirement.
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Posted on March 25, 2020
by Lara Bertrand in Blog
To understand what to do with a windfall or extra disposable income when it comes to paying down a mortgage or investing the money, we need to discuss and understand the concept of opportunity cost.
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Posted on March 20, 2020
by Lara Bertrand in Mortgage
Taking out enormous student loans to get a college degree may be a terrible idea for some. The burden of paying off this debt can make it far more challenging to do other important things like buying a home.
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Posted on March 19, 2020
by Lara Bertrand in Blog
To refinance or not to refinance, that is the question. How do you know when it is an appropriate time to refinance? Many factors influence this decision, besides just the cost of the mortgage loan. Here is a checklist to…
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Posted on March 18, 2020
by Lara Bertrand in Blog
Under the Jumpstart Our Business Startups (JOBS) Act, which was signed into law by President Obama on April 5, 2012, the Securities Exchange Commission (SEC) relaxed the rules about advertising investments. This allowed the trend of crowdfunding to expand dramatically…
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Posted on March 11, 2020
by Lara Bertrand in Blog
There are many individuals who end up on a fixed income once they reach a certain age; however, their expenses aren't always fixed. Sometimes, there is a large medical expense. In other cases, someone might need money for a new…
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Posted on February 12, 2020
by Lara Bertrand in Blog
It can be hard to convince a lender that a young person is ready to buy a house. There may not be a long credit history, a lack of assets might make it hard to fund a down payment, and…
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